Every account. One number you can trust.

Oxvera is a read-only tracker. It shows you what you own, what it is worth, and what it has done, using the transactions you import or enter yourself.

It is not a broker and not an adviser. You cannot buy or sell anything here, and nothing in the app tells you what to do with your money — no recommendations, no scores, no rankings of your choices. Where a number needs a caveat to be understood, the caveat sits next to the number rather than in a help page.

CSV exports from Trading 212, Coinbase and Bybit. Bybit is several different exports and each is handled separately: spot trades, Earn yield, funding, the unified account, and on-chain moves.

A file can be up to 5 MB and 50,000 rows. The format is detected from the column headers, so you do not choose it — and a file whose headers we do not recognise is rejected outright rather than partly imported.

Nothing is written until the whole file parses. There is no half-import to clean up afterwards.

It depends on the market, not on the kind of asset, and every price says which it is.

US listings are close to live — measured about a minute behind. Crypto is continuous. London listings are end of day: real-time London data is a separate subscription we have not bought, so an LSE price is the previous session’s close and is labelled as such rather than presented as current.

Behind that, prices refresh on a schedule twice a day, and a US-specific run fires while New York is open. If a price could not be refreshed, the figure carries its own timestamp — we would rather show you an old number that says it is old than a fresh-looking one that is not.

Because we do not have that figure, and a dash is the honest way to say so. A missing price is never shown as £0.00 and a missing history is never drawn as a flat line — both would be numbers we invented.

It usually means one of three things: an instrument the price feed has not resolved yet, a transaction still waiting for a price, or a chart period that starts before we have any recorded history. Each of those says which, where there is room to say it.

From figures this app has already computed for you, handed to it before it answers. It is told to use them as given and not to recalculate or project anything.

You can see exactly what it has: the “What OxAi can see” panel beside the conversation is that same context. It is descriptive information about your portfolio, never advice, and it can be wrong in the ways your underlying data is wrong.

Journal entries you have marked private are never included.