OxAi
Reads your figures. Says what they mean.
Not a chatbot bolted onto a spreadsheet. OxAi describes the portfolio you actually hold, in sentences computed from your own numbers — and it will not tell you what to do about them, because it is built so that it cannot.
By value, your portfolio is 47% Crypto, 37% Stock, 17% Commodity.
Your largest holding is AAPL at 22.6% of portfolio value.
Your most concentrated position is over 40% of your portfolio value — a single holding carries a large share.
Across counted positions, your unrealised P&L is £1,517.85 and realised to date is £51.13.
01 · Where the sentences come from
Computed from your figures, not generated about them.
It does
Each line is produced by a function over your valuation — the same figures the rest of the product shows, formatted into a sentence. Give it the same portfolio twice and it says the same thing twice.
That is also why it cannot invent a number: there is nowhere for one to come from except the figure being described. Where a figure is missing, the line is not produced.
It does not
It does not paraphrase your portfolio to a language model and repeat what comes back. The reads on your Dashboard, your positions and your P&L involve no model at all.
And it does not show you the arithmetic behind each sentence yet. That is real, it is on the work list, and this page will claim it when it is true.
An example read, produced by the product
AAPL has contributed £770.38 (+20.3%) to your P&L so far — of that, £120.00 is realised (locked in from sales) and £650.38 is unrealised (on paper, still held).
BTC has contributed £429.70 (+12.5%) to your P&L so far — of that, £0.00 is realised (locked in from sales) and £429.70 is unrealised (on paper, still held).
XRP has contributed £381.60 (+16.7%) to your P&L so far — of that, £0.00 is realised (locked in from sales) and £381.60 is unrealised (on paper, still held).
Produced at build time by the product’s own read, over a fixed example portfolio.
02 · The boundary
Enforced in code, not asked of a model.
It does
Every candidate line — and every answer the conversational assistant gives — is run through a deterministic scan for buy and sell imperatives, return guarantees and tax advice. A line that trips it is dropped, not softened.
The scan closes the obvious hole too: a refusal followed by a recommendation is still a recommendation, so “I can’t advise, but you should…” is caught rather than excused by the words in front of it.
Because it is a scan over the text, the boundary holds whichever provider is behind the chat, and holds if a future edit to our own copy strays.
It does not
It does not tell you what to buy, sell or hold. It does not rank your holdings, score your choices, or suggest a rebalance. Nowhere in the product is there a figure marking what share of your trades came out ahead, because that reads as a grade on decisions you have already made.
It does not forecast a market. Where the product projects at all — a savings goal — the arithmetic is your contributions and nothing else: no assumed return, no implied growth.
It is not a regulated adviser and does not pretend to be one. For advice about your own circumstances, that is a conversation with a regulated financial adviser.
03 · When there is nothing to say
An empty card, rather than a filled one.
It does
A new account with two transactions has almost nothing true to say about it. OxAi says almost nothing, and tells you what it is waiting for.
The same rule runs through the product: a missing figure renders as “—”, never a convincing £0.00, and an estimated cost is marked as an estimate with its share stated.
It does not
It does not generate filler to make a card look alive, and it does not describe a trend it cannot see. Where history is too short for a shape, it says how much history there is and when it started.
04 · What it says about itself
The same two sentences, on every session and every turn.
These are not this page’s paraphrase. They are the strings the chat renders — one at the foot of every session, one pinned under the input box on every single turn — reproduced here from the same module.
Every session
OxAI gives general educational information, not financial advice. It can’t tell you what to buy, sell, or hold — those decisions are yours. Investments can fall as well as rise, and you may get back less than you put in. Past performance doesn’t predict future results. For advice about your own circumstances, speak to a regulated financial adviser.
Under the input, every turn
Educational information only — not financial advice. OxAI can’t tell you what to buy or sell, and investments can fall as well as rise.
Connect an account and the read appears on your Dashboard, your positions and your P&L — describing what you hold, and stopping there.
Information, not advice. Your capital is at risk.