About

We show you your own money. That is the whole job.

Oxvera is an investment tracker built in the United Kingdom. It exists because seeing what you actually own — across every platform, with the cost you actually paid — is harder than it should be, and because most of the tools that promise it end up telling you what to do instead.

What Oxvera is

  • A tracker, for people who are not already experts

    Oxvera puts every account you hold into one total that reconciles — stocks, ETFs and crypto, across the platforms you already use. It is built UK-first: Section 104 pooling, realised versus unrealised, and the tax year as this country actually defines it.

  • Read-only, by connection

    Where a platform offers an API key, Oxvera asks for a read-only one. Where it does not, you drop in a CSV. Nothing here places a trade, moves money, or can.

  • Your own figures, described

    OxAi reads what is already on your screen and says what it means in plain English, with the workings shown so you can check it. It answers from your figures and works out none of its own.

What Oxvera is not

This list is longer than most products would print, and it is here on purpose. The things a tracker refuses to do are the ones you are trusting it about.

  • Not a financial adviser

    Oxvera gives information, never advice. It does not tell you what to buy, sell or hold, does not rate your choices, and does not suggest trades. If you want advice, the person to ask is a regulated adviser, and we are not one.

  • Not a broker or a trading app

    You cannot buy or sell anything here. Oxvera never holds your money and never touches it.

  • Not a forecast

    Where Oxvera projects anything — a goal, a target date — it uses the contributions you told it you would make, and nothing else. It never assumes markets will grow. The value of your investments can go down as well as up.

How your data is handled

  • Your data is yours, and it is separated at the database

    Every table carries row-level security, so one account's rows are unreachable from another's. That is enforced by the database itself rather than by application code remembering to filter.

  • Broker credentials are encrypted

    An API key you connect is encrypted before it is stored. Removing a connection removes the key.

  • You can take everything with you

    Your transactions, your P&L and your tax figures all export as CSV — the same files your accountant can open. There is no version of Oxvera where your history is only inside Oxvera.

  • A second factor, if you want one

    You can turn on two-factor authentication in Settings, and connecting or removing a broker key requires it.

Talk to us

Questions about your data, a platform you want supported, or a figure that looks wrong — the same inbox reads all of it.

Oxvera provides information, not financial or tax advice. Your capital is at risk.